by BillMalloy | Dec 12, 2025 | Fintech
Over the past decade, fintech has completely changed the way we handle money. Paying bills, investing, and even applying for loans can now happen with just a few taps on a phone. Fintech innovations have made finance faster and more accessible, but have also raised...
by BillMalloy | Oct 21, 2025 | Finance, Fintech
As private markets continue to evolve through macroeconomic shifts and technological disruption, 2025 is proving to be a pivotal year for institutional and family investors alike. Across venture capital, private equity, private credit, and real estate, the balance...
by BillMalloy | Sep 23, 2025 | Fintech
The finance industry is in the midst of a major shift powered by application programming interface, or API. In the past, banks built products as closed systems. Today, the rise of API-first fintech companies is flipping that model, with interoperability and openness...
by BillMalloy | Sep 9, 2025 | Fintech, Technology
As digital financial services expand, so do the risks of money laundering and fraud. Criminals exploit gaps in regulation, identity verification, and transaction monitoring to move illicit funds. According to the United Nations Office on Drugs and Crime, an estimated...
by BillMalloy | Aug 18, 2025 | AI, Fintech, Technology
As digital finance becomes the norm, cybercriminals have found increasingly sophisticated ways to exploit vulnerabilities in fintech platforms. Traditional rule-based fraud detection systems are proving inadequate against these modern attack strategies. Fintech firms...
by BillMalloy | Jul 21, 2025 | Finance, Fintech, Technology
Fast and reliable payments are a basic expectation—people expect to be able to complete transactions quickly and seamlessly, whether it’s buying something online, sending money to a friend, or paying an invoice. Within many countries, people can send money instantly...
