Africa’s Highly Fragmented Payments Landscape: A Challenge or Opportunity?
The opportunity to participate in the digitalization of Africa’s largely cash economies has resulted in significant investment by big players hoping to shape its infrastructure. Yet, the space remains heavily fragmented, with many different payment types and complex...
BNPL Is Booming – But What Happens When Consumers Default on Their Debt?
The buy now, pay later (BNPL) industry boomed during the pandemic and looks set to change consumer payment and credit behavior permanently. But what happens when BNPL customers default on payments? Debt-collection giant TrueAccord has used anonymized data from more...
Startup Funding is Costly and Distracting – Arc Wants to Change That
In a recent press release, San Francisco-based Arc announced it has raised $150 million in debt financing and $11 million in seed funding. Founded in 2021, the organization will use funds from its stealth raise to build a fintech solution, especially for Software as a...
S&P Acquires The Climate Service to Improve Our Understanding of Sustainability
Climate fintech is a natural pairing of the busiest tech sector and the most high-profile public policy issue. In 2021 , we saw a plethora of new climate fintech startups ranging from Stripe Climate's online carbon removal marketplace to green finance and neobanks...
