Bill Malloy
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What You Need to Know about Financial Regulations Reversed in the Trump Era

What You Need to Know about Financial Regulations Reversed in the Trump Era

by BillMalloy | Jan 28, 2020 | Business, Finance, Investing, Regulation, Technology

As a result of the 2008 financial crisis, which we now call the Great Recession, a number of regulations were enacted to keep better tabs on banks and protect consumers from similar economic fallout in the future. Some of those policies included the Dodd-Frank Act,...
5G: What It Means for the Future of Banking

5G: What It Means for the Future of Banking

by BillMalloy | Jan 16, 2020 | Business, Communications, Finance, Technology

It’s no secret that financial technology (fintech) is changing the banking industry in a big way. This new technology has been easily accepted by a generation accustomed to taking care of everything from financial transactions to healthcare monitoring on their phones...
Everything You Should Know about Mobile Payments

Everything You Should Know about Mobile Payments

by BillMalloy | Jan 14, 2020 | Business, Finance, Fintech, Technology

These days, more and more people are foregoing physical wallets and turning to mobile platforms to pay for goods and services while on the go. And forget cash—it’s getting less common for people to carry cash at all, especially since many credit cards today are...
3 of the Top Issues Disrupting the Fintech Industry in 2020

3 of the Top Issues Disrupting the Fintech Industry in 2020

by BillMalloy | Jan 2, 2020 | Business, Finance, Fintech, Startups, Technology

Banks and financial institutions have been among the slowest companies to adopt new technologies and trends. However, with the advent of new technologies in the fintech industry, that is starting to change. Banks are starting to work with fintech startups and apply...
How to Decode a Company Earnings Report: What You Need to Know

How to Decode a Company Earnings Report: What You Need to Know

by BillMalloy | Dec 31, 2019 | Business, Fintech, Investing, Technology

Regardless of how much experience you have in the stock market, it’s essential to be knowledgeable about earnings. Savvy traders and investor must quickly learn how to interpret an earnings report in order to glean key information that will inform their choices in the...
This Is How the Fintech Startup Owl Is Disrupting the Finance Industry

This Is How the Fintech Startup Owl Is Disrupting the Finance Industry

by BillMalloy | Dec 26, 2019 | Business, Finance, Fintech, Startups, Technology

Banks, investment firms, and other financial institutions are familiar with customer insight tools designed to help them to make better lending decisions. Most are extremely familiar with tools like KYC (Know Your Customer) and AML (Anti-Money Laundering). These are...
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