Bill Malloy
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How the Government Has Tried to Prevent Another 2008 Crisis

How the Government Has Tried to Prevent Another 2008 Crisis

by BillMalloy | Dec 5, 2019 | Business, Finance, Regulation, Technology

The 2008 financial crisis, often called the Great Recession, was the single largest financial crisis the United States had experienced since the Great Depression of the 1930s. Following a disastrous subprime mortgage crisis and the subsequent collapse of several major...
The Great Recession: What Caused the 2008 Downturn?

The Great Recession: What Caused the 2008 Downturn?

by BillMalloy | Dec 3, 2019 | Business, Finance, Regulation, Technology

It’s no surprise that the financial crisis of 2008 left the financial sector in a veritable uproar. Often referred to as “The Great Recession,” it was the most significant economic downturn in history since the Great Depression that followed the 1929 stock market...
What Is RegTech and Why Does It Matter?

What Is RegTech and Why Does It Matter?

by BillMalloy | Nov 27, 2019 | Business, Fintech, RegTech, Regulation

Since the financial crisis of 2008 and 2009, the financial services industry has experienced an incredible amount of change. New technologies are being introduced pretty consistently. The explosion of financial technology (FinTech) companies has brought with it a...
Is Cryptocurrency the Money of the Future?

Is Cryptocurrency the Money of the Future?

by BillMalloy | Nov 25, 2019 | Blockchain, Business, Cryptocurrency, Finance, Technology

Unless you’ve been living under a rock for the past few years, it’s likely that you’ve heard of cryptocurrency and its associated technology, blockchain. Beginning as an academic concept, cryptocurrency became reality (well, virtual reality) with the launch of Bitcoin...
Financial Technology: Where Is It Going?

Financial Technology: Where Is It Going?

by BillMalloy | Nov 21, 2019 | Business, Finance, Fintech, Technology

The early days of financial technology, or fintech, specifically referred to the back-door tech used by banks and other financial companies behind the scenes. But with the advent of blockchain technology, cryptocurrency, and other consumer-focused financial companies,...
3 of the Most Important Legal Issues in FinTech

3 of the Most Important Legal Issues in FinTech

by BillMalloy | Oct 31, 2019 | Business, Fintech

The rise of financial technology and new innovations in how we manage our banking and finances has largely been a good thing. New innovations make it easier for customers to increase their financial literacy and give them the freedom to be directly involved in...
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