Bill Malloy
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5G: What It Means for the Future of Banking

5G: What It Means for the Future of Banking

by BillMalloy | Jan 16, 2020 | Business, Communications, Finance, Technology

It’s no secret that financial technology (fintech) is changing the banking industry in a big way. This new technology has been easily accepted by a generation accustomed to taking care of everything from financial transactions to healthcare monitoring on their phones...
Everything You Should Know about Mobile Payments

Everything You Should Know about Mobile Payments

by BillMalloy | Jan 14, 2020 | Business, Finance, Fintech, Technology

These days, more and more people are foregoing physical wallets and turning to mobile platforms to pay for goods and services while on the go. And forget cash—it’s getting less common for people to carry cash at all, especially since many credit cards today are...
3 of the Top Issues Disrupting the Fintech Industry in 2020

3 of the Top Issues Disrupting the Fintech Industry in 2020

by BillMalloy | Jan 2, 2020 | Business, Finance, Fintech, Startups, Technology

Banks and financial institutions have been among the slowest companies to adopt new technologies and trends. However, with the advent of new technologies in the fintech industry, that is starting to change. Banks are starting to work with fintech startups and apply...
How to Decode a Company Earnings Report: What You Need to Know

How to Decode a Company Earnings Report: What You Need to Know

by BillMalloy | Dec 31, 2019 | Business, Fintech, Investing, Technology

Regardless of how much experience you have in the stock market, it’s essential to be knowledgeable about earnings. Savvy traders and investor must quickly learn how to interpret an earnings report in order to glean key information that will inform their choices in the...
This Is How the Fintech Startup Owl Is Disrupting the Finance Industry

This Is How the Fintech Startup Owl Is Disrupting the Finance Industry

by BillMalloy | Dec 26, 2019 | Business, Finance, Fintech, Startups, Technology

Banks, investment firms, and other financial institutions are familiar with customer insight tools designed to help them to make better lending decisions. Most are extremely familiar with tools like KYC (Know Your Customer) and AML (Anti-Money Laundering). These are...
This Is How to Improve Your Credit Score and Pay down Debt with Tally

This Is How to Improve Your Credit Score and Pay down Debt with Tally

by BillMalloy | Dec 24, 2019 | Debt, Finance, Fintech, Technology

With changes in financial technology being introduced almost daily, there are new startups entering the scene constantly. Fintech mobile apps in particular are a strong trend, allowing customers to take care of nearly all their financial needs from their mobile...
How the Government Has Tried to Prevent Another 2008 Crisis

How the Government Has Tried to Prevent Another 2008 Crisis

by BillMalloy | Dec 5, 2019 | Business, Finance, Regulation, Technology

The 2008 financial crisis, often called the Great Recession, was the single largest financial crisis the United States had experienced since the Great Depression of the 1930s. Following a disastrous subprime mortgage crisis and the subsequent collapse of several major...
The Great Recession: What Caused the 2008 Downturn?

The Great Recession: What Caused the 2008 Downturn?

by BillMalloy | Dec 3, 2019 | Business, Finance, Regulation, Technology

It’s no surprise that the financial crisis of 2008 left the financial sector in a veritable uproar. Often referred to as “The Great Recession,” it was the most significant economic downturn in history since the Great Depression that followed the 1929 stock market...
What Is RegTech and Why Does It Matter?

What Is RegTech and Why Does It Matter?

by BillMalloy | Nov 27, 2019 | Business, Fintech, RegTech, Regulation

Since the financial crisis of 2008 and 2009, the financial services industry has experienced an incredible amount of change. New technologies are being introduced pretty consistently. The explosion of financial technology (FinTech) companies has brought with it a...
Is Cryptocurrency the Money of the Future?

Is Cryptocurrency the Money of the Future?

by BillMalloy | Nov 25, 2019 | Blockchain, Business, Cryptocurrency, Finance, Technology

Unless you’ve been living under a rock for the past few years, it’s likely that you’ve heard of cryptocurrency and its associated technology, blockchain. Beginning as an academic concept, cryptocurrency became reality (well, virtual reality) with the launch of Bitcoin...
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