by BillMalloy | Jan 30, 2020 | Business, Finance, Investing, Regulation, Technology
In the aftermath of the 2008 financial crisis, or the Great Recession, the Obama administration approved a number of regulations. These were aimed at protecting consumers from predatory lending practices, or in the event of another financial collapse. With stricter...
by BillMalloy | Jan 28, 2020 | Business, Finance, Investing, Regulation, Technology
As a result of the 2008 financial crisis, which we now call the Great Recession, a number of regulations were enacted to keep better tabs on banks and protect consumers from similar economic fallout in the future. Some of those policies included the Dodd-Frank Act,...
by BillMalloy | Jan 16, 2020 | Business, Communications, Finance, Technology
It’s no secret that financial technology (fintech) is changing the banking industry in a big way. This new technology has been easily accepted by a generation accustomed to taking care of everything from financial transactions to healthcare monitoring on their phones...
by BillMalloy | Jan 14, 2020 | Business, Finance, Fintech, Technology
These days, more and more people are foregoing physical wallets and turning to mobile platforms to pay for goods and services while on the go. And forget cash—it’s getting less common for people to carry cash at all, especially since many credit cards today are...
by BillMalloy | Jan 2, 2020 | Business, Finance, Fintech, Startups, Technology
Banks and financial institutions have been among the slowest companies to adopt new technologies and trends. However, with the advent of new technologies in the fintech industry, that is starting to change. Banks are starting to work with fintech startups and apply...
by BillMalloy | Dec 31, 2019 | Business, Fintech, Investing, Technology
Regardless of how much experience you have in the stock market, it’s essential to be knowledgeable about earnings. Savvy traders and investor must quickly learn how to interpret an earnings report in order to glean key information that will inform their choices in the...
by BillMalloy | Dec 26, 2019 | Business, Finance, Fintech, Startups, Technology
Banks, investment firms, and other financial institutions are familiar with customer insight tools designed to help them to make better lending decisions. Most are extremely familiar with tools like KYC (Know Your Customer) and AML (Anti-Money Laundering). These are...
by BillMalloy | Dec 24, 2019 | Debt, Finance, Fintech, Technology
With changes in financial technology being introduced almost daily, there are new startups entering the scene constantly. Fintech mobile apps in particular are a strong trend, allowing customers to take care of nearly all their financial needs from their mobile...
by BillMalloy | Dec 5, 2019 | Business, Finance, Regulation, Technology
The 2008 financial crisis, often called the Great Recession, was the single largest financial crisis the United States had experienced since the Great Depression of the 1930s. Following a disastrous subprime mortgage crisis and the subsequent collapse of several major...
by BillMalloy | Dec 3, 2019 | Business, Finance, Regulation, Technology
It’s no surprise that the financial crisis of 2008 left the financial sector in a veritable uproar. Often referred to as “The Great Recession,” it was the most significant economic downturn in history since the Great Depression that followed the 1929 stock market...
