by BillMalloy | Dec 26, 2019 | Business, Finance, Fintech, Startups, Technology
Banks, investment firms, and other financial institutions are familiar with customer insight tools designed to help them to make better lending decisions. Most are extremely familiar with tools like KYC (Know Your Customer) and AML (Anti-Money Laundering). These are...
by BillMalloy | Dec 24, 2019 | Debt, Finance, Fintech, Technology
With changes in financial technology being introduced almost daily, there are new startups entering the scene constantly. Fintech mobile apps in particular are a strong trend, allowing customers to take care of nearly all their financial needs from their mobile...
by BillMalloy | Dec 5, 2019 | Business, Finance, Regulation, Technology
The 2008 financial crisis, often called the Great Recession, was the single largest financial crisis the United States had experienced since the Great Depression of the 1930s. Following a disastrous subprime mortgage crisis and the subsequent collapse of several major...
by BillMalloy | Dec 3, 2019 | Business, Finance, Regulation, Technology
It’s no surprise that the financial crisis of 2008 left the financial sector in a veritable uproar. Often referred to as “The Great Recession,” it was the most significant economic downturn in history since the Great Depression that followed the 1929 stock market...
by BillMalloy | Nov 27, 2019 | Business, Fintech, RegTech, Regulation
Since the financial crisis of 2008 and 2009, the financial services industry has experienced an incredible amount of change. New technologies are being introduced pretty consistently. The explosion of financial technology (FinTech) companies has brought with it a...
by BillMalloy | Nov 25, 2019 | Blockchain, Business, Cryptocurrency, Finance, Technology
Unless you’ve been living under a rock for the past few years, it’s likely that you’ve heard of cryptocurrency and its associated technology, blockchain. Beginning as an academic concept, cryptocurrency became reality (well, virtual reality) with the launch of Bitcoin...
by BillMalloy | Nov 21, 2019 | Business, Finance, Fintech, Technology
The early days of financial technology, or fintech, specifically referred to the back-door tech used by banks and other financial companies behind the scenes. But with the advent of blockchain technology, cryptocurrency, and other consumer-focused financial companies,...
by BillMalloy | Nov 19, 2019 | Blockchain, Fintech, Technology
Blockchain technology has been consistently in the news for the past several years, most commonly associated with the stories surrounding cryptocurrency (like Bitcoin or Ethereum). These cryptocurrencies and blockchain technology actually go hand in hand, as...
by BillMalloy | Oct 31, 2019 | Business, Fintech
The rise of financial technology and new innovations in how we manage our banking and finances has largely been a good thing. New innovations make it easier for customers to increase their financial literacy and give them the freedom to be directly involved in...
by BillMalloy | Oct 29, 2019 | Business, Fintech
As financial technology (FinTech) continues to grow and develop, changes are inevitable. New trends are on the rise, and companies are entering the marketplace now and preparing to disrupt things in the next few years. Modern customers are beginning to expect the same...
